One of the most satisfying aspects of being a new homeowner is the process of "making it your own." That could include everything from painting walls and hanging pictures to replacing window treatments and assembling shelves. (Then, of course, there's the unpacking, furniture arranging, organizing, and room cleaning!) For some people, one of the biggest challenges in getting unpacked,...

It is evident that Millennials, especially the first time homebuyers, are facing some financial challenges when compared to prior generations. One of the significant challenges that Millennials face is an unpleasant debt to income ratio, or that those who wish to buy have less than sparkling credit scores. Unfortunately, the problem of bad credit scores can affect interest...